Legal Protection Insurance in Portugal
C1 Broker offers legal protection insurance solutions in Portugal for your company or for you and your family with the best coverage
Legal Protection Insurance in Portugal
C1 Broker, as an insurance broker specialising in expats and foreign residents in Portugal , has as its mission to find the best legal protection insurance solutions for you and your family, or your company. Every year we study several policies and compare products from the best Insurance Companies in Portugal, in order to know exactly which is the right solution for your case. Within our product portfolio we have from the basic coverage to the most complete coverage with free choice of lawyers.
Ask us for a free quote for your legal protection insurance in Portugal! We are sure to find the right product, the best coverage and a top quality after sales and claims management service.
Legal Protection Insurance for Expats in Portugal
If you’ve moved to Portugal, understanding the legal system and your rights as a resident can be difficult. Many expats struggle with bureaucratic challenges, rental agreements, and consumer disputes. With a legal protection insurance policy, you will have access to expert legal assistance in English, ensuring that your rights are protected.
Whether you need help with a rental contract dispute, employment issue, or consumer rights complaint, this insurance provides you with legal representation and financial coverage for legal expenses.
Legal Protection Insurance - Everything you need to know to choose the right insurance in 2025
Legal protection insurance ( LPI ) , or also known as legal expenses insurance ( LEI ) , is an insurance that provides coverage for the costs of legal services as well as for the costs that may arise from legal or administrative proceedings. Legal protection insurance in Portugal is available in the following types: insurance that offers legal cover through in-house lawyers (concerted network of lawyers) or the system of free choice of lawyers .
In Portugal, C1 Broker, insurance brokers, works with several insurance companies offering legal protection insurance and we are familiar with the different products available, their pros and cons. We are happy to recommend the right legal protection insurance for your needs and provide after sales service in the event of a claim.
Do I need legal protection insurance in Portugal?
Anyone needs to have legal cover because there are many day-to-day situations in which you may find yourself involved in a dispute or in a situation where you need to assert your rights and interests. But especially expats & foreigners living in Portugal are more vulnerable to problems because they do not know well the system or the way companies and entities work in Portugal and therefore we advise them to have taken out a legal protection insurance. These are some of the situations:
– Problems arising from rental contracts;
– Problems with your employer;
– If you are a businessman (you will need a legal protection insurance on behalf of the company) to solve problems with suppliers or competitors;
– Problems with internet or distance purchases;
– If you are a victim of fraud or theft on the Internet;
– Defence of your rights as a Consumer;
Remember that some multi-risk insurance policies, such as home or business insurance, already include legal protection cover. This can be activated if the claim is covered by the scope of insurance, however, most of these covers are limited (for example up to a maximum of 3,000 euros) and only have a small number of claims that they cover. It is therefore advisable to take out specific additional legal protection insurance to help you cope with unexpected legal expenses.
Contact C1 Broker and ask for a quote and advice on the right legal protection insurance for you.
Legal Protection Insurance - in-house lawyers or free choice of lawyers?
Legal protection insurance in Portugal offers two systems of legal coverage: insurance that offers coverage through in-house lawyers (concerted network of lawyers) or the system of free choice of lawyer. Both systems have their advantages and disadvantages: the concerted network insurance has a more affordable price but the client will have to rely on the company’s lawyers to take his case. Insurance with free choice of lawyer allows the client to choose the right professional for each situation, but usually with more expensive premiums or with limited coverage per claim. C1 Broker studies and compares the different legal protection insurances on the market in order to provide you with quality advice.
What is Legal Protection Insurance and Why Do You Need It?
No one expects to face legal issues, but when they arise, having legal protection insurance can make all the difference. This type of insurance ensures that you have access to specialist legal support without unexpected costs, covering issues such as contract disputes, rental conflicts, employment-related matters, and legal claims.
If you are an expat living in Portugal, understanding local laws can be challenging. A legal protection insurance policy provides financial security and peace of mind, ensuring you have expert legal assistance when you need it.
Who Can Benefit from Legal Protection Insurance?
A Legal Protection Insurance policy is essential for:
✅ Homeowners and Renters – Protection against disputes related to rental contracts, evictions, and property damage.
✅ Employees and Business Owners – Assistance with employment disputes, contract terminations, and conflicts with suppliers.
✅ Drivers and Car Owners – Legal defence in case of traffic offences, disputes with insurance companies, or claims against third parties.
✅ Consumers and Families – Support for legal issues related to purchases, service complaints, and unfair contract terms.
What Does Legal Protection Insurance Cover?
Depending on the policy, coverage can include:
✔️ Specialist legal advice and consultations
✔️ Lawyers’ fees and court costs
✔️ Representation in legal disputes
✔️ Mediation and alternative dispute resolution
✔️ Assistance with housing, employment, and commercial legal matters
At C1 Broker, we work with leading insurers to provide you with a tailored legal protection plan that fits your needs.
Legal Protection for Business Owners & Self-Employed Professionals
If you own a business or work as a freelancer in Portugal, legal protection insurance is crucial for safeguarding your company from unexpected lawsuits, contract disputes, and legal claims from clients or suppliers.
👉 Prevent legal headaches! With the right coverage, you’ll have legal support to resolve disputes before they escalate.
Why Choose C1 Broker for Legal Protection Insurance in Portugal?
💼 Expat Insurance Experts – Personalised service in English, Portuguese, and German.
📑 Partnerships with Top Insurers – We select the best plans with the most comprehensive coverage.
📞 Professional and Transparent Support – We clarify all details before you purchase a policy.
📌 Looking for a quote? Contact our team to find the right legal protection insurance for you.
FAQ'S ABOUT Legal Protection Insurance in Portugal
Frequently Asked Questions About Legal Protection Insurance in Portugal
Legal protection insurance is a policy that covers legal costs and provides professional legal support for resolving disputes. It can include legal consultations, lawyer fees, and court expenses for various matters such as employment conflicts, tenancy disputes, and consumer rights issues.
Ask us for a no-obligationsimulation of your Legal Protection Insurance!
This insurance is ideal for:
- Expats in Portugal who need assistance navigating the legal system;
- Property owners and tenants dealing with rental contract issues;
- Employees and employers facing legal employment disputes;
- Drivers who may need legal representation for road traffic offences.
Generally, this insurance covers civil and administrative disputes, such as contract disagreements, employment issues, and property disputes. Criminal defence is usually not included unless it is related to traffic violations or certain specific situations. Coverage varies depending on the insurer, so it’s important to check the details of your policy.
Depending on the policy, Legal Protection Insurance can cover:
✔️ Lawyers’ fees
✔️ Court and litigation costs
✔️ Legal consultations and advisory services
✔️ Mediation and arbitration costs
✔️ Expert reports and supporting legal services
Yes! If you are a tenant or a landlord, this insurance can help you with:
🏡 Non-payment of rent by a tenant
🏡 Disputes over repairs and property maintenance
🏡 Evictions and early termination of contracts
🏡 Neighbour disputes and condominium issues
This is one of the main reasons many expats and property owners in Portugal choose to have legal protection insurance.
No. Legal protection insurance is meant to cover future legal issues, not pre-existing disputes. If you are already involved in a legal case, the insurance will not cover past expenses. However, you can still take out a policy to ensure you are protected against future legal problems.
The price of Legal Protection Insurance depends on the coverage level, the insurer, and the insured person’s profile. Policies are generally affordable, with plans starting from around €10 to €20 per month. For a personalised quote, contact C1 Broker and find the best option for your needs.
Getting covered with C1 Broker is quick and simple:
📞 Call us (+351 289 392 452) or send us a message (info@c1broker.pt) for more details.
📑 Choose a policy that suits your needs.
✔️ Get insured and enjoy immediate access to legal assistance whenever you need it!
If you have any questions or want to learn more about Legal Protection Insurance in Portugal, contact our team today.
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Why you should trust your Legal insurance in Portugal to an Insurance Broker
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