LIFE insurance in portugal
At C1 Broker you will find classic life insurance solutions and mortgage life insurances to enjoy your new life in Portugal
Life Insurance in Portugal
Are you an expat in Portugal looking for reliable life insurance? Whether you’re securing your family’s future, meeting mortgage requirements, or ensuring peace of mind, C1 Broker offers the best life insurance solutions tailored to expats.
We are the right partner to take out your life insurance in Portugal. Flexible insurances with different covers and levels of insured sums. We work with the best insurance companies: Allianz – Zurich – Fidelidade – among others.
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More InformationChoosing the right Life Insurance in Portugal
C1 Broker, insurance broker in Portugal, offers a variety of life insurance and policies with different coverage. We work with serious and reliable insurance companies, to offer our clients quality products and suitable cover for each situation. We continuously study several life insurance products, to always know which is the right solution for each client. Let us advise you.
- If you are a foreign resident in Portugal and need the life insurance to take out a mortgage, we have better conditions than the banks.
- In our range of life products, we also include accidents, ina
- If your profession or sport requires a special life insurance, we have life insurance that offers unlimited coverage wherever you are.
C1 Broker: we are specialists in health insurance and will be happy to counsel you on the most suitable health insurance products in Portugal for you and your family. At C1 Broker, we study hundreds of private medical policies and health products to always offer you the best coverage.
Life insurance in Portugal: What you need to know in 2025
Life insurance is a must-have if you’re planning on moving to Portugal or if already established overseas. We’ve got all the information needed for making sure your family is well insured while living in this beautiful country. Here, we’ll cover what kind of Life insurance will work for your family when moving abroad – including on how much each type costs per month!
Health insurance is a must-have for everyone, but it can be difficult to find coverage that’s both affordable and comprehensive. That’s why we’re here! Our team of experts has been analysing life insurance products for expats and foreign residents in Portugal, to offer you the best solutions.
Important topics you need to know about life insurance in Portugal in 2025
- Crucial elements to consider when choosing a health insurance in Portugal
Why Do Expats Need Life Insurance in Portugal?
Life insurance is one of the most important financial protections you can have, especially when living abroad. Here’s why English-speaking expats in Portugal should consider it:
🔹 Mortgage Protection – If you’ve taken out a home loan in Portugal, your bank may require life insurance to secure the mortgage.
🔹 Financial Security for Your Family – Ensures your loved ones are taken care of in the event of unexpected circumstances.
🔹 Inheritance & Tax Planning – A life insurance payout can help cover inheritance tax and provide financial stability for your heirs.
🔹 Peace of Mind While Living Abroad – Provides reassurance that your family won’t face financial hardship if anything happens to you.
With C1 Broker, you can find a flexible and affordable life insurance plan that suits your lifestyle in Portugal.
Types of Life Insurance in Portugal
Choosing the right life insurance depends on your financial goals. Here’s a breakdown of the most common options:
– Term Life Insurance
- Covers a fixed period (e.g., 10, 20, or 30 years).
- More affordable than permanent life insurance.
- Ideal for mortgage protection or short-term financial planning.
– Whole Life Insurance (Permanent Life Insurance)
- Provides lifelong coverage and a guaranteed payout.
- More expensive but includes a savings component (cash value).
- Ideal for long-term family security & estate planning.
– Mortgage Protection Life Insurance
- Required by most banks when taking out a mortgage in Portugal.
- Pays off your outstanding home loan in case of death or disability.
- Save money by choosing an external provider instead of your bank’s policy.
– Expat Life Insurance (International Coverage)
- Flexible policies for expats and digital nomads moving between countries.
- Coverage in multiple countries if you relocate.
- Options for US, UK, Canadian, and other expats living in Portugal.
Not sure which type of life insurance suits your needs? Contact our team for a free consultation!
FAQs about Life Insurance in Portugal
Frequently Asked Questions about Life Insurance for Expats in Portugal
Life insurance in Portugal can be purchased from major international and local private insurers.
Life insurance quotes vary wildly depending on the level of coverage, age. To get you an accurate quote, depending of your age and pre-existing illnesses you may have to fill a health questionnaire.
One of the most important details you must pay attention when taking out a life insurance in Portugal, are any clauses giving the banks the right to receive all the capital in case you die.
At C1 Broker, specialists in life insurance for expats, we compare life insurance products on your behalf.
Life insurance can be a great way to protect your family financial status from the unforeseen. Life insurances come at different levels and prices depending on the insured sums and your age.
At C1 Broker, we offer the best solutions to help you find exactly what your needs are with our diverse selection of products from top providers like Allianz, Zurich, Victoria or Fidelidade.
If you would like to find out more about Life Insurance, please contact us via e-mail: info@c1broker.pt or using the form.
Life insurance is not legally required, but if you’re taking out a mortgage, most banks will require it as part of the loan agreement. If you would like to find out more about Life Insurance, please contact us via e-mail: info@c1broker.pt or using the form.
It depends on your financial responsibilities. A general rule is to have coverage equal to 10x your annual income or enough to cover your mortgage and future family expenses. If you would like to find out more about Life Insurance, please contact us via e-mail: info@c1broker.pt or using the form.
Absolutely! Many banks overcharge for life insurance. At C1 Broker, we help you transfer your policy and save up to 60% while keeping the same coverage. If you would like to find out more about Life Insurance, please contact us via e-mail: info@c1broker.pt or using the form.
Get a quote for Life Insurance in Portugal!
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