IPDIS - Insurance Product Information Document and NIPS Insurance Product Information Document
IPIDS
Purchasing insurance products can sometimes be a complex task for consumers. That’s why “IPIDs” and “NIPs” – crucial documents – exist to ensure that consumers are well informed about the insurance products they are buying. A IPID, or Insurance Product Information Document, is a standardised document that describes the main information about an insurance product, from cover to terms and conditions. An IPN, on the other hand, refers to a Prior Information Notice.
By understanding these terms and concepts, consumers can make more informed decisions about which insurance products to buy, thus safeguarding their financial well-being.
Find all the insurance product information documents (DIPS*) and the Prior Information Notice (NIP) here:
*Does not dispense with consulting the legally required pre-contractual and contractual information
Seguro de Condomínio
Seguro de Casa
Seguro de Saúde
Seguro de Multirisco
Seguro de Carro
Seguro de Acidentes de Trabalho
Seguro de Acidentes Pessoais
Seguro de Responsabilidade Civil
Seguro Embarcações de Recreio
Seguro de Carro
Seguro de Condomínio
Seguro de Casa
Seguro de Saúde
Seguro de Trabalho
Seguro de Acidentes Pessoais
Seguro de Multirisco
Seguro de Carro
Seguro de Casa
Seguro de Animais
Seguro de Saúde
Multirisco
Condomínio
Acidente de Trabalho
Empregada Doméstica
Seguro de Construçao
Seguro de Casa
Seguro de Animais
Seguro de Carro
Seguro de Saúde
Seguro de Acidente de Trabalho
Seguro de multirisco
Seguro de Saúde
Seguro de Carro
Seguro de Casa
Seguro de Animais de Estimação
Cigna Close Care
Cigna Global - Silver
Cigna Global - Gold
Cigna Global - Platinum
Seguro Família & Legal
Seguro Proteção Legal de Negócio
Seguro de Casa
- Hiscox - Documento de Informação sobre o produto - EN
Seguro de Arte
The Insurance Distribution Directive (IDD) is a new EU directive that aims to create a level playing field for insurance distribution. The aim of this directive is to improve consumer protection and promote effective competition.
One of the main requirements of the SDD is the introduction of a new policy summary, the “Insurance Product Information Document” (IPID). This document is intended to help individual customers understand what is included in their cover and will be provided at the time of quotation, renewal or a significant change mid-term.
FAQs about DIPS (Document of Information on the Insurance Product) in Portugal
Find answers to all your questions
DIPS, or Document of Information on the Insurance Product, is a document that provides essential information about insurance products in Portugal.
The purpose of DIPS is to offer consumers clear and understandable information about the insurance product, enabling an informed choice.
The insurance company is responsible for providing the DIPS to the client before the insurance contract is concluded.
DIPS contains information about the type of insurance, coverage, exclusions, coverage period, among other relevant details.
The DIPS should be provided before the insurance contract is concluded, allowing the consumer to evaluate the conditions and make an informed decision.
Yes, insurance companies can make the DIPS available in both physical and digital formats, according to the consumer’s preference.
Yes, the content of DIPS is binding to the contract, and the conditions mentioned in the document apply during the insurance period.
No, DIPS does not replace the general conditions of the contract but complements them by providing specific information in a more accessible format.