Blog about Insurance in Portugal
Welcome to our blog about insurance in Portugal. Here you will find the most interesting posts about insurance for expats or foreign residents in Portugal.
New Driving Licence Rules in the European Union: What Expats Living in Portugal Need to Know
If you are an expat living in Portugal, understanding how European regulations affect your daily life is essential — and driving is one of the areas where confusion is most common. The European Union has introduced new driving licence rules aimed at improving road safety, modernising documentation, and harmonising penalties
Thousands of Drivers Could Lose Their Driving Licence in January 2026 – Are You on the List?
Many drivers in Portugal will start January 2026 without a valid driving licence — and a significant number of them will not even realise it until they are stopped by the police. This situation affects not only Portuguese nationals, but also expats living in Portugal who hold a Portuguese driving
Multicare Launches a Standard Health Insurance in Portugal: What Expats Living in Portugal Need to Know
Understanding the New Standard Health Insurance in Portugal For many expats living in Portugal, understanding how the Portuguese health insurance system works can feel overwhelming. The language barrier, unfamiliar terminology, different levels of cover and complex exclusions often make it difficult to know whether you are truly protected. Recently,
IUC in Portugal Will Change from 2027: What Expats Living in Portugal Need to Know
IUC in Portugal from 2027: April Payment Rules Every Expat Living in Portugal Must Understand For many expats living in Portugal, owning a car is not just a convenience but a necessity. Yet, navigating the Portuguese tax system often feels overwhelming, especially when rules change and information is not
AIMI Tax and Frozen Rents in Portugal: What Expats Living in Portugal Must Know in 2025
Old Rents and AIMI Still Unresolved: What Expats Living in Portugal Need to Know About the New Housing Measures For many expats living in Portugal, the property market can feel confusing, unpredictable, and at times legally intimidating. Between complex tax rules, frozen old rental contracts, and additional
Renting in Portugal 2025: €2.300 Tax Benefits & Essential Insurance for Expats
Houses for Rent up to €2,300 with Tax Benefits in Portugal: What Expats Living in Portugal Need to Know For many expats living in Portugal, understanding the Portuguese housing market is one of the biggest challenges after relocating. Rental prices, contracts, tax rules, landlord obligations, and tenant
E-Lar Programme in Portugal: Sustainability, Home Upgrades & Essential Insurance for Expats
Sustainability Strengthened with the Return of the E-Lar Programme in Portugal: What Expats Living in Portugal Need to Know Sustainability in Portugal has gained new momentum with the return of the E-Lar Programme, a government initiative designed to support households in replacing gas-powered appliances with more efficient electric
Portugal’s Economy Strengthens with PRR Funds: What This Means for Expats Living in Portugal
Portugal’s Economy Strengthens with PRR Funds: What This Means for Expats Living in Portugal Portugal’s economy is entering a new phase of accelerated growth thanks to the latest developments in the PRR – Recovery and Resilience Plan. With the country now approaching 50% execution of European funds, new
IRS Refund Changes in Portugal 2026: What Expats Living in Portugal Must Do Now to Protect Their Finances
IRS Tax Refund in Portugal: Changes, Impacts, and What Expats Living in Portugal Must Prepare for in 2026 For many expats living in Portugal, the annual IRS tax refund has long been seen as a financial relief — a moment to recover part of what was paid throughout the
Home Loan Signed by Two: What Happens When the Relationship Ends?
Signing a home loan together is a legal commitment, not an emotional one. Many couples believe that, when the relationship ends, the bank will “divide” the mortgage.But that is not how it works. Even if one person leaves the house, both borrowers remain fully responsible for paying the loan until
New EU Driving Licence Rules 2025: What You Need to Know
A new set of EU driving licence rules officially entered into force on 25 November. These changes aim to modernise driving documents, improve safety on the roads and make travel within the European Union easier. The biggest updates include the launch of the digital driving licence, the possibility for 17-year-olds
Allianz PPR Active – Tax Benefits for Expats | What You Need to Know in 2025
You are currently viewing a placeholder content from YouTube. To access the actual content, click the button below. Please note that doing so will share data with third-party providers. More Information Unblock content Accept required service and unblock content 🎯 Allianz PPR Active – Tax Benefits for Expats | What
Corporate Life Insurance in Portugal: A Smart Strategy to Reduce Corporate Tax (IRC) and Protect Your Employees
Running a business in Portugal — especially as an expat — comes with both opportunity and complexity.And when the fiscal year approaches its end, every business owner, CFO or managing director faces the same question: How do we optimise our tax position legally and intelligently — instead of simply paying
Smart Tax Saving in Portugal: Interview with C1 Broker & Allianz Portugal
Interview: “A Smart Way to Pay Fewer Taxes — and Sleep Better at Night” with Maximilian Wichels, Head of Sales, C1 Broker Portugal for ESA . . . . ESA — Entdecken Sie Algarve, the leading lifestyle magazine for German-speaking expats in Portugal, recently interviewed Maximilian Wichels, Head of Sales
Have You Started Your PPR Yet? Now or Never to Save Smarter in Portugal
We’re Entering the Final Stretch of the Year — Have You Started Your PPR Yet? As the year comes to an end, one question could make a real difference to your wallet — and your future: .Have you opened your PPR yet? If you live in Portugal and pay IRS,
How Expats in Portugal Can Pay Less IRS & Pay Off Their Mortgage with a Smart PPR
💡 Brilliant! How to Pay Less IRS and Reduce Your Mortgage with a PPR Discover how to turn your Allianz PPR Ativo into a “2-in-1 solution”: a tax-saving investment and a tool to pay off your mortgage faster. . . The Case of Sarah — an Expat Who Wanted Her
Pay Less Corporate Tax in Portugal with a PPR: A Guide for Expat Entrepreneurs
How Smart Companies Turn Taxes into Investments with an Allianz PPR The Fiscal Power of an Allianz Corporate PPR Imagine being able to turn part of what your portuguese company pays in taxes into a solid long-term investment — one that grows year after year while offering immediate tax benefits.That’s
How to Exchange or Renew Your Driving Licence in Portugal – A Practical Guide for Expats
If you’ve recently moved to Portugal, one of the practical steps you may need to take is to exchange your foreign driving licence for a Portuguese one. While you can’t renew a foreign licence in Portugal, you can exchange it — depending on your country of origin and your residency
Electric Scooters in Portugal: Insurance Now Mandatory from 2025
New legislation introduced in June 2025 requires many electric scooter users in Portugal to hold third-party liability insurance. Find out if you’re affected, what the penalties are, and how C1 Broker can help you stay protected. Legal Update: What Has Changed? With the publication of Decree-Law No. 26/2025, which
Total Loss in Car Insurance: When the Insurer Wrongly Applies the IDS Agreement – Real Case in Portugal
At C1 Broker, we work every day to protect our clients’ rights, especially when it matters the most — in the event of a claim. As a specialist insurance broker for expatriates living in Portugal, we not only help our clients find the best insurance but also provide full support
