Blog about Insurance in Portugal
Welcome to our blog about insurance in Portugal. Here you will find the most interesting posts about insurance for expats or foreign residents in Portugal.
Life Insurance in Portugal: types, when to use them, and how to choose
Discover the main types of life insurance in Portugal, when to use them, and how to compare them with clarity and confidence.
The Right to Be Forgotten Extended to Commercial and Professional Loans: What Changes with Law No. 14/2026
A victory for those who have overcome a serious illness and want to move forward with their business. The right to be forgotten now also covers commercial and professional loans.
Right to Be Forgotten in Insurance: What Changes with Decree Law 79/2026
Imagine having overcome cancer, rebuilt your life, and still being penalised every time you try to take out life insurance or buy a home. This has been the reality for thousands of Portuguese people, and also for many expats living in Portugal. But now, the situation has changed. The
Unit-Linked Insurance in Portugal: a complete guide for expatriates
A practical guide to unit-linked insurance in Portugal for expatriates, explaining how it works, its benefits, risks, and when it may fit your goals.
Reorganising Your Company’s Insurance: A Practical 5-Phase Roadmap
A practical five-phase guide to reorganising your company’s insurance in Portugal: clarify risks, remove duplication, adjust sums insured and gain peace of mind with expert support.
Divorce in Portugal: Practical Guide and Your Insurance Checklist for Expats
A clear, practical guide for expats divorcing in Portugal, with step by step insurance updates for health, home, car and life cover to keep your family protected.
Travel Cancellation Insurance in Portugal: What Expats Need to Know
Planning a holiday should be exciting. Whether you are a retiree living in the Algarve, a family exploring Europe during school holidays or a digital nomad taking a long awaited trip abroad, the last thing you want is to cancel your plans after spending significant money on flights, hotels and
How to Review and Optimise Your Business Insurance in Portugal
Many business owners only think about insurance when a policy renewal arrives or after a claim has occurred. Yet some of the biggest insurance problems faced by companies in Portugal are not caused by a lack of insurance. They happen because businesses outgrow their policies, overlook emerging risks, or continue
Money sitting in the bank? How Unit Linked products with Allianz Investment can help expats in Portugal invest through professionally managed funds, with guidance from C1 Broker.
Many expats in Portugal have money sitting in a bank account and quietly wonder whether it could be doing more. Perhaps the money came from years of saving, a property sale, an inheritance, a bonus, or simply careful monthly discipline. At first, having cash available feels reassuring. It is visible,
Should Your Mortgage Life Insurance Capital Reduce Automatically in Portugal?
When buying a property in Portugal with a mortgage, most banks will require a life insurance policy linked to the loan. For many expats, the focus is often on securing mortgage approval and finding the right property, while the details of the insurance contract receive far less attention. One of
Mortgage Insurance Portugal: What Expats Can Choose
Buying a home in Portugal should feel exciting, but for many expats the mortgage insurance stage creates unexpected confusion. The bank may ask for life insurance and home insurance before approving the loan, yet that does not always mean you must simply accept the first policy offered by the bank.
What the New EU Vehicle Safety Rules Mean for Expats in Portugal
Driving in Portugal is often one of the first steps towards building a new life in the country. Whether you are relocating permanently, retiring in the Algarve or spending part of the year in Lisbon, understanding local driving regulations can make everyday life significantly easier. One area that many foreign
Self Employed in Portugal? How Life Insurance Can Protect Your Income!
Self Employed in Portugal? How Life Insurance Can Protect Your Income! Being self employed in Portugal can offer freedom, flexibility and a better lifestyle, especially for digital nomads, consultants, freelancers and ENI professionals. But it also brings a question many expats only ask when something goes wrong: what happens to
Buying a House in Portugal: The Complete Expat Guide
Buying a house in Portugal is a dream for many expats. Whether you are planning a permanent move, searching for a retirement property in the Algarve, investing in a rental apartment in Lisbon, or simply looking for a holiday home near the coast, Portugal continues to attract international buyers from
Parking Investments in Conservative Unit Linked Plans
For many expats in Portugal, investing is not always about taking more risk. Sometimes the real need is to keep capital calm, accessible and organised while deciding what comes next. This is where a parking investment inside a conservative Unit Linked plan can make sense. A parking investment is a
Built for Growth: The Aggressive Investor Profile
Some investors are willing to accept short term volatility in pursuit of stronger long term financial growth. These are aggressive investors. Unlike conservative or moderate profiles, aggressive investors are generally more comfortable with market fluctuations and understand that higher growth potential usually comes with higher levels of risk. Their objective
Balanced Investors: The Middle Ground Between Safety and Performance
Not every investor feels comfortable taking high financial risks. But at the same time, not everyone wants to keep their money in overly conservative strategies with limited growth potential. This is where the moderate investor profile fits perfectly. For many expats living in Portugal, investing is not about speculation or
Low Risk, Long Term Security: The Conservative Investor
Not every investor is looking for high risk opportunities or aggressive market growth. For many expats living in Portugal, financial peace of mind is far more important than chasing maximum returns. This is especially true for conservative investors. Whether you are retired in the Algarve, relocating your family to Lisbon
Investor Risk Profile Before Investing in Portugal
Many expats in Portugal start their investment journey with a very natural question: “What return can I expect?” It is an important question, but it should not be the first one. Before choosing a PPR, Unit Linked investment solution, capitalization contract or investment fund, you need to understand something more
AI Investment Planning in Portugal for Expats in 2026
Artificial intelligence has become one of the most talked about investment themes in the world. For expats living in Portugal, it can feel exciting, but also confusing. You may see AI funds, technology stocks, retirement savings plans and tax efficient products mentioned everywhere, but the real question is not simply
