Allianz Health 55+ Plan
Enjoy access to the Allianz medical network with reduced, pre-negotiated rates. This health plan is an excellent alternative for those over 55, especially if you have pre-existing conditions that make private health insurance difficult or expensive. Benefit from senior support services and a wide range of healthcare coverage. Learn more with C1 Broker – your trusted expat insurance broker in Portugal.
What is the Allianz Saúde 55+ Plan?
The Allianz Saúde 55+ is a health plan from Allianz Portugal, specially designed for individuals aged 55 and over. Unlike traditional private health insurance, this plan has no age limit for staying covered once you join.
Its main advantage is offering access to quality healthcare services through the Allianz Saúde 55+ medical network, at significantly reduced and pre-agreed prices. It also includes specific support services for seniors.
This is not a full health insurance policy but rather a health plan – similar to a discount card – that allows you to access consultations and medical treatments at lower rates.
The cost of the plan is approximately €12 per month, making it a very affordable healthcare solution for retirees and expats who may have pre-existing medical conditions.
Main Advantages of the Allianz Saúde 55+ Plan
The Allianz Saúde 55+ Plan offers several key benefits, especially for expats over 55 who may not qualify for full private health insurance due to pre-existing conditions or age limits:
An accessible healthcare solution for those who can no longer take out a full health insurance policy, whether due to age or medical history.
Access to the Allianz 55+ Health Network with discounted rates – the costs of medical consultations and treatments are pre-agreed between Allianz and its partner clinics, meaning you’ll pay significantly less than private market rates.
Senior Assistance Cover, including helpful support services such as:
Doctor home visits
Ambulance transport for medical appointments, treatments, or tests
Nursing care at home
Home delivery of prescription medications
No time limit on how long you can remain in the plan – once you join at age 55 or over, you can stay for life. This applies to you, your spouse or partner.
No annual coverage limits per person – you have continuous access to services without worrying about reaching a yearly cap.
Comprehensive Cover with the Allianz Saúde 55+ Plan
The Allianz Saúde 55+ Plan provides a wide range of benefits designed to meet the healthcare needs of seniors and expats over 55, especially those with pre-existing medical conditions. The plan includes:
Hospitalisation and Surgery
Access to hospital stays and surgical procedures at reduced, pre-agreed prices within the Allianz network.Daily Hospitalisation Allowance
A daily cash benefit is paid for each day you are hospitalised.Outpatient Care
Discounted rates for specialist and emergency consultations, diagnostic exams, physiotherapy, and treatment of minor injuries.Non-Ocular Prostheses and Orthotics
Reduced prices for hearing aids, orthopaedic prostheses, wheelchairs, crutches, rented hospital beds, and other medical aids.Ocular Prostheses and Orthotics
Coverage for eyeglass frames, lenses, and contact lenses, also at discounted rates.Dental Care
Access to Allianz’s dental network at exclusive prices.Second Medical Opinion
A valuable service offering access to national and international specialists in case of a diagnosis or ongoing treatment.Senior Assistance Services
24/7 helpline and a variety of home support services such as doctor visits, transportation to medical appointments, home nursing care, and medication delivery – all at reduced costs.
How to Use Your Allianz Saúde 55+ Health Plan
Using your Allianz Saúde 55+ Plan is simple and straightforward:
Find a Healthcare Provider
Access the Allianz 55+ Health Network by visiting the online medical directory at www.allianz.pt or by calling +351 213 108 300.Attend Your Appointment
On the day of your consultation, simply present your Allianz health card along with a valid ID (such as your passport or residence card).Pay the Discounted Rate
After your consultation or treatment, you will be charged the agreed Allianz network rate – which is typically much lower than private healthcare prices.Need Help?
For any questions regarding payments, services received, or other concerns, you can contact the Allianz Saúde 55+ helpline using the number above.
Allianz Health Network
With the Allianz Saúde 55+ Plan, you have access to a trusted medical network equipped with advanced technology and modern facilities – ensuring accurate diagnoses and the right support throughout your treatment, including cancer care.
The network includes some of Portugal’s top healthcare providers, such as CUF, the Champalimaud Foundation, Hospital da Luz, Lusíadas Saúde, and many others.
Useful documents - C1 Broker Portugal
At C1 Broker, we value transparency and trust in all our processes. That’s why we’ve provided all the necessary documentation on the Allianz 55 Mais Health Plan below, so that you can find out in detail about cover, general conditions and other important information before taking out your health plan. Our aim is to ensure that you make the right choice, with total clarity and security. Consult and download the documents you need.
Complementary documentation
FAQs about the Allianz Health 55+ Plan
Frequently Asked Questions about the Allianz 55+ Health Plan.
Allianz 55+ Plan is a specific Allianz discount card/ health plan for people aged 55 and over. It is characterised by having no limit on the length of stay for those who join from this age and includes Senior Assistance cover, with various support services. Healthcare is provided through the Allianz Saúde 55 Mais network at agreed prices.
If you would like to know more about the Allianz 55+ Health Plan, please contact us via email: info@c1broker.pt or using the form.
To take out the Allianz 55+ health plan/discount card, the holder must be at least 55 years old.
If you would like to know more about the Allianz 55+ Health Plan, please contact us via email: info@c1broker.pt or using the form.
No – there is no age limit for staying in the plan.
One of the greatest advantages of the Allianz Saúde 55+ Plan is that once you join at age 55 or older, you can remain covered for life. You’ll continue to benefit from all services and advantages without interruption.
If you would like to know more about the Allianz 55+ Health Plan, please contact us via email: info@c1broker.pt or using the form.
The Allianz Saúde 55+ Plan is available for just €12 per month (approx.).
For this small monthly fee, you gain access to a wide range of healthcare services and senior assistance benefits – all at discounted rates through the Allianz network. You can also include your spouse or partner in the plan, and enjoy coverage that is tailored to the needs of those over 55. If you would like to know more about the Allianz 55+ Health Plan, please contact us via email: info@c1broker.pt or using the form.
The key benefits of the Allianz Saúde 55+ Plan include:
Access to the Allianz 55+ Medical Network at reduced, pre-agreed rates.
Senior Assistance Cover, providing valuable support services such as doctor home visits, transport to medical appointments, and home nursing care.
No age limit after joining at 55 or older – once you’re in, you can stay in the plan for life.
No annual coverage limits per person, meaning you can use the services as often as needed without worrying about yearly caps.
It’s important to note that the Allianz Saúde 55+ Plan is not a full private health insurance policy, but rather a discount health card. It allows you to access a wide range of healthcare services, consultations, and medical procedures at significantly reduced costs.
This plan is ideal for those who are unable to get full health insurance – either because of pre-existing medical conditions or because they have surpassed the maximum age limit for traditional private health insurance.
If you would like to know more about the Allianz 55+ Health Plan, please contact us via email: info@c1broker.pt or using the form.
A health insurance policy covers medical expenses either through reimbursement or co-payment. It typically includes protection for consultations, diagnostic tests, hospital stays, and surgeries – depending on the level of cover you choose.
In contrast, a health plan – like the Allianz Saúde 55+ Plan – works more like a discount card. It gives you access to medical consultations and treatments at reduced prices within a trusted network of healthcare providers. However, it does not cover hospital stays or surgeries as part of a traditional insurance model.
This type of plan is ideal for those who may not qualify for private health insurance due to age or pre-existing medical conditions, but still want affordable access to quality healthcare. If you would like to know more about the Allianz 55+ Health Plan, please contact us via email: info@c1broker.pt or using the form.
The Senior Assistance Cover, included in the Allianz Saúde 55+ Plan, provides a range of supportive services specially designed for individuals aged 55 and over.
In addition to a 24-hour telephone support line, this cover offers practical, day-to-day assistance tailored to senior needs, including:
Doctor home visits
Ambulance transport to medical appointments, treatments, or diagnostic exams
Home nursing care
Home delivery of prescription medications
Other support services as outlined in the general terms and conditions of the plan
By subscribing to the 55+ Plan, you gain access to these services at reduced, pre-agreed rates within the Allianz Saúde 55+ Network.
To use these services, simply consult the Allianz Medical Directory available at www.allianz.pt or call +351 213 108 300 (Monday to Friday, from 8:30 AM to 7:00 PM).
On the day of your appointment or service, present your Allianz health card and ID. You will be charged the discounted rate – a special price negotiated by Allianz, always lower than the standard private fee.
If you have any questions about pricing or services received, contact the Allianz Saúde 55+ Helpline at the same number.
Please note that the Allianz Saúde 55+ Plan has no annual capital limits per person, so you can use these services as needed throughout the year.
For more detailed information on Senior Assistance or other features of the plan, consult your policy documents or contact Allianz Portugal directly.
