Allianz Extra - Health insurance Portugal expats
Allianz Extra is the ideal choice for those looking for comprehensive health insurance.
What is Allianz Saúde Extra?
Allianz Saúde Extra is a private health insurance option that goes beyond basic coverage, offering higher benefit limits for those who want more robust protection.
It includes access to consultations, exams, surgeries, hospitalisation, specialised treatments, and much more — allowing you to receive top-quality care without worrying about unexpected costs.
In addition to standard cover, Allianz Extra also offers optional add-ons, such as dental care, maternity cover, and international coverage for serious illnesses.
With Allianz and C1 Broker, you benefit from expert guidance and a health insurance plan that adapts to your lifestyle — offering peace of mind through every stage of life.
Advantages of Allianz Extra with C1 Broker
By choosing Allianz Saúde Extra with C1 Broker, you not only get a comprehensive insurance plan, but also the best support in selecting and managing your policy.
At C1 Broker, we help you analyse your personal profile and specific needs, guide you in choosing the most appropriate cover and benefit limits, and support you throughout the entire sign-up process. After the policy is in place, we continue to be by your side — assisting with how to use your insurance, supporting reimbursement requests, and answering any questions you may have.
Choosing Allianz through C1 Broker means choosing security, transparency, and personalised support.
Allianz Extra Covers
Allianz Extra offers extended protection with higher benefit limits, covering:
Cover | Coverage Limits | Network / Co-payments |
Hospitalisation & Surgery | €150,000 | 10% (min. €250, max. €500) |
Chemotherapy / Radiotherapy | €150,000 | 15% |
Normal Childbirth & IIG | €5,000 | €250 per procedure |
Caesarean Section | €5,000 | €500 per procedure |
Non-Ocular Prosthetics & Orthotics | €2,000 | 20% |
Full Outpatient Care | €2,500 | — |
GP & Specialist Consultations | €50 per consultation | €19 per consultation |
Urgent Consultations | €50 per consultation | €50 per consultation |
Diagnostic Tests (EAD) – CT Scan | — | €30 per test |
Diagnostic Tests (EAD) – MRI Scan | — | €70 per test |
Diagnostic Tests (EAD) – Ultrasound | — | €15 per test |
Diagnostic Tests (EAD) – Nuclear Medicine | — | €60 per test |
Diagnostic Tests (EAD) – Pathology | — | €10 per test |
Diagnostic Tests (EAD) – Gastroscopy/Colonoscopy (with anaesthesia) | — | 25% |
Diagnostic Tests (EAD) – Laboratory Tests | — | 10% (min. €2 per test) |
Diagnostic Tests (EAD) – X-rays | — | 10% (min. €2 per test) |
Diagnostic Tests (EAD) – Other Diagnostic Services | — | 20% |
Physiotherapy | €350 | 30% |
Malignant Skin Lesions | €200 | 10% |
Benign Skin Lesions | €80 | 20% |
Minor Surgery / Treatments | — | 15% |
Ocular Prosthetics & Orthotics | €250 | — |
Eyewear Frames | €100 | 20% |
Prescription Lenses | €150 | 20% |
Contact Lenses | €150 | 20% |
Home Doctor Visits (Portugal) | — | €19 per visit |
Travel Assistance | Service | |
International Cover for Critical Illness | €1,000,000 | — |
Daily Hospitalisation Allowance | €50 per day | Limited to 3 days |
Daily Travel Expense Allowance | €50 per day | Limited to 3 days |
Second Medical Opinion | Service | |
Dental Coverage | See Allianz Dental Cover www.allianz.pt | |
Geographical Coverage
Portugal
Allianz Health Insurance Geographical Coverage
- Allianz medical network in Portugal
- Reimbursement outside the Agreed Network according to contracted limits
Spain
Allianz Health Insurance Geographical Coverage
- Reimbursement according to contracted limits
Allianz Extra VS Other Allianz Health Insurances
Mais
Ensures hospitalization coverage and the most common medical expenses:
- Hospitalization coverage (including Chemotherapy/Radiotherapy): €75,000
- Outpatient Care: €2,500
- Reimbursement: Portugal and Spain
- Maximum hiring age: 65
Extra
A comprehensive option with higher coverage limits.
- Hospitalization coverage (including Chemotherapy/Radiotherapy): €150,000
- Outpatient Care: €2,500
- Maternity Coverage
- Dental Coverage
- Reimbursement: Portugal and Spain
- Maximum hiring age: 65
Total
- Hospitalization coverage: €500,000
- Oncology coverage (for ages 18+): €1,000,000
- Medicaments
- Dental Coverage
- Reimbursement: Portugal and Spain
- Maximum hiring age: 60
Allianz Health Services
Allianz Health Insurance offers a wide range of medical services available 24 hours a day, 7 days a week, ensuring that clients always have the support they need — whenever they need it.
Main Services Included:
Medical consultations by phone or at home, available nationwide.
Free online medical consultations, including:
- General medical advice from a team of GPs.
- Specialist consultations in Paediatrics, Psychology, Gynaecology, Dermatology, Allergology, and Orthopaedics.
- Second Medical Opinion from renowned specialists.
- Healthy Habits Assessment, including cardiovascular risk evaluation and lifestyle/diet recommendations.
- Travel Consultations, with medical advice before going abroad.
- Nutritional guidance, with answers to questions about diet and specific nutrition plans.
Wellness Network, offering discounts and special offers on health, beauty, and wellness services for the whole family.
Access to Healthcare Network:
Allianz provides access to one of the best private healthcare networks in Portugal, including:
- CUF, Champalimaud Foundation, Hospital da Luz, Lusíadas Saúde, and many other top-quality partners.
📲 MyAllianz App Features:
With the MyAllianz app, clients can:
- Use the Health Expense Simulator to estimate medical costs.
- Locate hospitals, clinics, and medical services within the Allianz network.
- Access all insurance information and important documents in one place.
➡️ 24h/7 Support Line: +351 213 108 321
➡️ Download THE App MyAllianz
Useful documents - C1 Broker Portugal
At C1 Broker, we value transparency and trust in every step of the process. That’s why we provide below all the necessary documentation related to Allianz Health Insurance, so you can review in detail the coverages, general terms and conditions, waiting periods, co-payments, and other important information before taking out your policy.
Our goal is to ensure that you make the right choice — with complete clarity and confidence. Feel free to view and download the documents you need.
Complementary documentation
Allianz Health Network
Access to a medical network with state-of-the-art equipment and technology for accurate diagnosis and appropriate monitoring throughout the cancer treatment – CUF, Champalimaud Foundation, Hospital da Luz and Lusíadas Saúde, among others.
FAQs about Allianz Extra Health Insurance
Frequently Asked Questions about the Allianz Extra Option.
Allianz Saúde Extra is a health insurance plan that provides coverage for consultations, exams, outpatient treatments, and hospitalisation, up to €150,000 per year. It ensures access to the best private healthcare services in Portugal.
If you’d like to know more about the Allianz Extra option, feel free to contact us at info@c1broker.pt or via our form.
Allianz Saúde Extra can be taken out by residents in Portugal, including foreign citizens and expats. It is available for both individuals and families, with advantageous conditions for households.
- Specialist consultations on an outpatient basis
- Diagnostic exams and complementary tests
- Outpatient treatments
- Hospitalisation up to €150,000 per year
- Medical emergencies within the provider network
These coverages allow you to access essential healthcare services and hospital care in more serious situations. If you’d like to know more about the Allianz Extra option, feel free to contact us at info@c1broker.pt or via our form.
Yes, Allianz Extra includes hospitalisation cover with a limit of up to €150,000 per year, offering financial protection in cases of hospital stays, surgeries, and complex treatments. If you’d like to know more about the Allianz Extra option, feel free to contact us at info@c1broker.pt or via our form.
Yes, the health insurance plan includes hospitalisation and surgeries, with higher coverage limits, ensuring access to Portugal’s top private hospitals. If you’d like to know more about the Allianz Extra option, feel free to contact us at info@c1broker.pt or via our form.
The cost of Allianz Saúde Extra varies depending on the client’s age and personal profile. Below are some indicative annual prices:
- Person aged 30: from €550/year
- Person aged 40: from €680/year
- Person aged 50: from €980/year
⚠️ These are approximate values for individual plans with standard coverage. If you wish to include extras such as dental care or maternity, the premium may be adjusted accordingly. If you’d like to know more about the Allianz Extra option, feel free to contact us at info@c1broker.pt or via our form.
You can contact C1 Broker to receive a free, personalised quote tailored to your profile — with no obligation. Simply get in touch by phone or email – mw@c1broker.pt
Allianz Extra is ideal for:
- Those who want high coverage limits and robust protection
- Families who want to be sure they’re covered in any situation
- Expats living in Portugal seeking access to high-quality private healthcare
- Freelancers or self-employed professionals without access to the public healthcare system, or facing long NHS-style waiting times
- People who value freedom of choice and quick access to top hospitals and clinics
If you’d like to know more about the Allianz Extra option, feel free to contact us at info@c1broker.pt or via our form.
Yes, Allianz Saúde Extra can include dental coverage (stomatology) as an optional add-on, giving you access to a specialised network of dentists.
If you’d like to know more about the Allianz Extra option, feel free to contact us at info@c1broker.pt or via our form.
Allianz Health Insurance allows you to reclaim medical expenses incurred outside the Allianz network — quickly and easily, without the need to send physical paperwork.
📝 Steps to Request Reimbursement:
- Use your insurance outside the Allianz network (with any doctor or clinic of your choice).
- Keep the invoice/receipt with your NIF (Portuguese tax number) and details of the medical service.
- Log into your customer area (eCliente) or the MyAllianz App, and submit your expense online.
✅ Advantages of the Allianz Reimbursement Process:
- No need to send physical documents
- 100% online submission – anytime, anywhere
- Reimbursement within 24 hours in most cases
.
📤 How to Submit:
Via MyAllianz App or eCliente Portal: [Access eCliente]
By Email: Send scanned documents to reembolso.seguro.saude@allianz.pt, including:
- Invoice/Receipt
- Policy Number
- Tax Number (NIF)
➡️ Note: No need to send original documents by post.
🧾 Registering for the Customer Area:
If you’re not yet registered, you can create an account here to manage your insurance independently and easily.
