Going on holiday is supposed to be a time of rest and relaxation, but if something goes wrong it can quickly turn into a stressful experience. That’s where travel insurance comes in – it’s an affordable way to ensure that your holiday is free of any unforeseen events or accidents. In this blog post, we will discuss the different types of travel insurance policies available, and help you decide which one is right for you.
Covid-19 pandemic has teached us all about how important is to have medical cover if you travel abroad. But what about all those other things that can go wrong? Trip cancelled or interrupted for a whole bunch of reasons you never even thought of? Missed flight and all the ensuing expenses? These are exactly the kind of thing travel insurance policies cover, so it’s definitely worth considering before your next trip.
Different Types of Travel Insurance
There are different types of travel insurance: medical, cancellation, and baggage. Medical travel insurance covers you in case you get sick or injured while on holiday. It also includes emergency evacuation services if needed. Cancellation travel insurance protects your investment if you have to cancel your trip last minute. This could be because of a natural disaster such as a hurricane, or because of something unexpected like illness. Baggage travel insurance reimburses you for any lost or damaged luggage.
The most common types of travel insurance policies are:
– Trip Cancellation/Interruption Insurance: This policy covers you if your trip is cancelled or interrupted for any reason.
– Medical Coverage: This policy provides coverage for medical expenses incurred while travelling. It can also provide coverage for evacuation and repatriation costs.
– Baggage Loss/Damage Insurance: This policy covers the cost of replacing or repairing lost or damaged luggage.
– Travel Delay Insurance: This policy covers the cost of food and accommodations if your flight is delayed.
Recently a good client of us travelled with his family to Dubai for a scuba-diving vacation and meanwhile there, one of them got the Coronavirus. Result? 14 days in quarantine, could not leave the hotel room, every flight lost and rebooked and a final bill of 16.600€ to pay… This guy had just hired a travel insurance and got all that money reimbursed… imagine if he didn’t!
How to Choose the Right Travel Insurance Policy
When choosing travel insurance, it’s important to consider what type of coverage you need. If you are travelling to a remote location or participating in activities like scuba diving, you may want to consider a policy with higher medical coverage. If you are worried about trip cancellation, look for a policy that covers this. And if you are concerned about lost or damaged baggage, choose a policy that includes baggage loss/damage insurance.
Once you know what type of coverage you need, compare different travel insurance policies to find the one that best suits your needs. Be sure to read the fine print so that you understand what is and is not covered by each policy.
At C1 Broker we can run that comparison study for you. After analysing your needs, type of travel (snow, cruises, etc.), length and destination we will look at different travel insurance products to search the most adequate for you. Don’t let the stress of travel ruin your holiday – get travel insurance today!
Information we need to calculate your Travel Insurance:
To calculate your travel insurance we will need to know some details about the length of your travel, type of holidays and destination. Here is some of the information we need:
• Start of Travel
• End of Travel
• If is multi-destinations: areas of the world
• type of transportation: planes, cruises, train, etc. mix-
• your date of birth
If you have any questions about travel insurance or need help finding the right policy for you, contact us today. We are always happy to help.
Travel insurance is the best way to protect your holiday investment and ensure that you have a stress-free trip.
Some useful travel insurance tips
– Get travel insurance as soon as you book your trip. This way you’ll be covered in case you have to cancel your trip due to an unforeseen circumstance.
– Make sure that your travel insurance policy covers all of the activities that you’ll be doing on your trip. For example, if you’re planning a snow vacation, look for a product that also cover your forfeits.
– Be sure to read the fine print of any travel insurance policy before you purchase it. This way you’ll know exactly what is and is not covered.
Still have more questions? Check out our FAQ section or contact us and one of our travel insurance experts will be happy to help!
We understand that choosing the right travel insurance policy can be confusing. That’s why we are here to search the best insurance for you.