Blog about Insurance in Portugal
Welcome to our blog about insurance in Portugal. Here you will find the most interesting posts about insurance for expats or foreign residents in Portugal.
Mandatory Business Insurance in Portugal: A Practical Guide for Expats and Foreign Entrepreneurs
Starting a business in Portugal can feel exciting and full of opportunity, especially for expats, digital nomads, retirees opening small companies, international professionals and foreign investors building a new life abroad. However, many business owners quickly realise that Portuguese insurance rules can be confusing, especially when trying to understand which
Best Car Insurance in Portugal for Expats – Guide 2026 by C1 Broker
Moving to Portugal and planning to drive? Whether you’re relocating permanently or just spending some time exploring this beautiful country, having the right car insurance is crucial. As an expat, navigating the local insurance market can be challenging, with different requirements, coverage options, and insurers to consider. That’s where C1
Insurance in Portugal: The Ultimate Guide for Expats (2026 Edition)
Moving to Portugal is an exciting adventure, but understanding the country’s insurance system is essential for a smooth transition. Whether you’re relocating for work, retirement, or lifestyle reasons, securing the right insurance policies will protect your health, home, car, and finances. As an expat, you may find Portugal’s insurance
Why Expat Health Insurance Is Rising in Portugal | Medical Inflation Explained
Medical inflation has become one of the most debated—and misunderstood—forces shaping the cost of international health insurance. For many expats and families living in Portugal, the conversation usually begins at renewal: “Why has my premium increased so much?” What often sounds like a technical justification hides a far more complex
Home Insurance in Portugal Is Becoming Compulsory: What British Homeowners Need to Know
Home Insurance in Portugal Is Becoming Compulsory: What British Homeowners Need to Know If you own a property in Portugal — whether it is your permanent home, a holiday house in the Algarve, or a place you bought to retire to — something significant has just changed. On
Inherited Property in Portugal: Can Heirs Force a Sale After Two Years?
Dealing with inheritance in a foreign country can be complex — especially when multiple heirs are involved and no agreement is reached. In Portugal, this situation is known as an “undivided inheritance” (herança indivisa), and it often leads to delays, legal uncertainty, and family tension. There is now an important
New Driving Licence Rules in Portugal: Tutors Gain a Central Role in Learning
Government approves new framework for driver training The Portuguese Government has approved a new legal framework for driver training as part of the Mobility 2.0 initiative, introducing important changes to the current legislation. The goal is to modernise the learning process, increase flexibility for learners, and maintain high road safety
New IUC Payment Calendar Approved: What Will Change Until 2028 in Portugal
New Vehicle Tax (IUC) Payment Calendar Approved in Portugal: What Changes in 2027 and 2028? If you own a car in Portugal, there are important changes coming to the way the IUC (Imposto Único de Circulação) — the Portuguese annual vehicle tax — is paid. The new payment
New Driving Licence Rules in the European Union: What Expats Living in Portugal Need to Know
If you are an expat living in Portugal, understanding how European regulations affect your daily life is essential — and driving is one of the areas where confusion is most common. The European Union has introduced new driving licence rules aimed at improving road safety, modernising documentation, and harmonising penalties
Thousands of Drivers Could Lose Their Driving Licence in January 2026 – Are You on the List?
Many drivers in Portugal will start January 2026 without a valid driving licence — and a significant number of them will not even realise it until they are stopped by the police. This situation affects not only Portuguese nationals, but also expats living in Portugal who hold a Portuguese driving
Multicare Launches a Standard Health Insurance in Portugal: What Expats Living in Portugal Need to Know
Understanding the New Standard Health Insurance in Portugal For many expats living in Portugal, understanding how the Portuguese health insurance system works can feel overwhelming. The language barrier, unfamiliar terminology, different levels of cover and complex exclusions often make it difficult to know whether you are truly protected. Recently,
IUC in Portugal Will Change from 2027: What Expats Living in Portugal Need to Know
IUC in Portugal from 2027: April Payment Rules Every Expat Living in Portugal Must Understand For many expats living in Portugal, owning a car is not just a convenience but a necessity. Yet, navigating the Portuguese tax system often feels overwhelming, especially when rules change and information is not
AIMI Tax and Frozen Rents in Portugal: What Expats Living in Portugal Must Know in 2025
Old Rents and AIMI Still Unresolved: What Expats Living in Portugal Need to Know About the New Housing Measures For many expats living in Portugal, the property market can feel confusing, unpredictable, and at times legally intimidating. Between complex tax rules, frozen old rental contracts, and additional
Renting in Portugal 2025: €2.300 Tax Benefits & Essential Insurance for Expats
Houses for Rent up to €2,300 with Tax Benefits in Portugal: What Expats Living in Portugal Need to Know For many expats living in Portugal, understanding the Portuguese housing market is one of the biggest challenges after relocating. Rental prices, contracts, tax rules, landlord obligations, and tenant
E-Lar Programme in Portugal: Sustainability, Home Upgrades & Essential Insurance for Expats
Sustainability Strengthened with the Return of the E-Lar Programme in Portugal: What Expats Living in Portugal Need to Know Sustainability in Portugal has gained new momentum with the return of the E-Lar Programme, a government initiative designed to support households in replacing gas-powered appliances with more efficient electric
Portugal’s Economy Strengthens with PRR Funds: What This Means for Expats Living in Portugal
Portugal’s Economy Strengthens with PRR Funds: What This Means for Expats Living in Portugal Portugal’s economy is entering a new phase of accelerated growth thanks to the latest developments in the PRR – Recovery and Resilience Plan. With the country now approaching 50% execution of European funds, new
IRS Refund Changes in Portugal 2026: What Expats Living in Portugal Must Do Now to Protect Their Finances
IRS Tax Refund in Portugal: Changes, Impacts, and What Expats Living in Portugal Must Prepare for in 2026 For many expats living in Portugal, the annual IRS tax refund has long been seen as a financial relief — a moment to recover part of what was paid throughout the
Home Loan Signed by Two: What Happens When the Relationship Ends?
Signing a home loan together is a legal commitment, not an emotional one. Many couples believe that, when the relationship ends, the bank will “divide” the mortgage.But that is not how it works. Even if one person leaves the house, both borrowers remain fully responsible for paying the loan until
New EU Driving Licence Rules 2025: What You Need to Know
A new set of EU driving licence rules officially entered into force on 25 November. These changes aim to modernise driving documents, improve safety on the roads and make travel within the European Union easier. The biggest updates include the launch of the digital driving licence, the possibility for 17-year-olds
Allianz PPR Active – Tax Benefits for Expats | What You Need to Know in 2025
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