As summer approaches and the Portuguese coastline starts to fill with boats, yachts, and sailing enthusiasts, it’s the perfect time to ensure your vessel is fully protected. Whether you’re an expat enjoying the beauty of the Algarve, cruising around Madeira, or preparing for a summer charter in the Mediterranean, boat insurance in Portugal is not just a legal formality — it’s essential peace of mind.
At C1 Broker, we specialise in helping expats, yacht owners, and boat enthusiasts secure the right marine insurance in Portugal, fully tailored to their specific needs. With trusted partners like Sealogy, we offer premium protection for your vessel, your passengers, and your lifestyle at sea.
Why Is Boat Insurance So Important as Summer Begins?
During summer, boat activity increases dramatically — more voyages, more passengers, longer cruises, and often more risks. Storms, collisions, accidents while docking, or even theft while anchored at marinas become more frequent during the busy season.
Example 1: Hull & Machinery Damage
Imagine you’re docking in Lagos Marina and a sudden gust of wind causes your yacht to bump against the pier, damaging the hull. With Hull & Machinery cover, the repair costs, which could easily reach several thousands of euros, would be fully covered.
Example 2: Third Party Liability Incident
You’re sailing along the Algarve coast when your boat accidentally collides with a smaller vessel. The damage to the other boat and any personal injuries could lead to serious financial claims. With Third Party Liability insurance, these costs are handled by your insurer, protecting your financial security.
Example 3: Crew Accident
You hire a crew member for your summer charter. During a routine task, the crew member is injured. With Crew Cover and Personal Accident Insurance, medical costs, repatriation, and compensation are taken care of under your policy.
What Does a Comprehensive Boat Insurance Policy Cover?
Through our partnership with Sealogy, we offer highly flexible, tailor-made solutions for every type of boat owner:
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✅ Hull & Machinery Insurance — Covers physical damage to your vessel.
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✅ Third Party Liability (TPL) — Protects you against claims from other parties.
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✅ Crew Cover — For your employed crew’s well-being.
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✅ Personal Accident Insurance — Protects you, your family, and guests onboard.
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✅ Legal Defence & Assistance — Covers legal expenses from disputes or accidents.
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✅ War, Piracy & Strike Coverage — For international navigation risks.
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✅ Charter & Commercial Use Cover — Ideal for charter companies operating in Portugal.
With Sealogy boat insurance Portugal, policies are fully customisable to match your navigation area, whether you’re cruising the Portuguese coast, the Mediterranean, or international waters.
Why Work with C1 Broker?
At C1 Broker, we are not just any broker — we are a specialised yacht insurance broker in Portugal, with extensive experience in serving expats and international boat owners. Here’s how we help:
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🌍 Multilingual service: English, Portuguese, and German.
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📄 Full assistance: From quotation to claims, we guide you at every step.
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🛥️ Tailor-made advice: We analyse your vessel, navigation habits, and risks.
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🤝 Strong partnerships: Access to premium insurers like Sealogy and Allianz.
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🚨 Fast claims support: When you need us most, we act quickly and professionally.
Don’t Wait Until It’s Too Late — Insure Your Boat Now
The summer season is almost here — make sure you’re fully prepared to enjoy your time on the water without worry. Whether you’re navigating the Algarve, Lisbon, or the open sea, the right boat insurance Portugal is your best defence against unexpected risks.
👉 Ready to protect your boat this summer?
Fill in the form below and request your personalised boat insurance quote with C1 Broker today!
