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New EU Driving Licence Rules 2025: What You Need to Know

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A new set of EU driving licence rules officially entered into force on 25 November. These changes aim to modernise driving documents, improve safety on the roads and make travel within the European Union easier. The biggest updates include the launch of the digital driving licence, the possibility for 17-year-olds to drive with supervision, a […]

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Smart Tax Saving in Portugal: Interview with C1 Broker & Allianz Portugal

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Interview: “A Smart Way to Pay Fewer Taxes — and Sleep Better at Night” with Maximilian Wichels, Head of Sales, C1 Broker Portugal for ESA . . . . ESA — Entdecken Sie Algarve, the leading lifestyle magazine for German-speaking expats in Portugal, recently interviewed Maximilian Wichels, Head of Sales at C1 Broker Portugal, to

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Pay Less Corporate Tax in Portugal with a PPR: A Guide for Expat Entrepreneurs

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How Smart Companies Turn Taxes into Investments with an Allianz PPR The Fiscal Power of an Allianz Corporate PPR Imagine being able to turn part of what your portuguese company pays in taxes into a solid long-term investment — one that grows year after year while offering immediate tax benefits.That’s exactly what an Allianz PPR

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28 April 2025 Power Outage: C1 Broker Operations Unaffected Across Portugal and Spain

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On Monday, 28 April 2025, a major power outage impacted large regions across Portugal, Spain, and Southern France.Starting at approximately 12:30 PM (local time), the disruption affected critical infrastructure such as public transportation, traffic control systems, telecommunications, and payment networks. Authorities have described this incident as “absolutely exceptional,” with preliminary investigations indicating a malfunction within

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How to Calculate the Reconstruction Cost of a Property in Portugal: A Complete Guide

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Choosing the ideal home insurance starts with a fundamental step: accurately calculating the reconstruction cost of the property. This value is essential to ensure that, in the event of a claim, you have sufficient coverage to rebuild your home without complications. But how can you determine this value precisely? It’s not just a matter of

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Understanding Health Insurance Copayments in Portugal: What Expats Need to Know

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Understanding Health Insurance Copayments in Portugal: What Expats Need to Know Moving to a new country like Portugal brings many changes, and navigating the healthcare system is one of them. For expats in Portugal, having private health insurance is crucial for a seamless healthcare experience, offering better access to English-speaking doctors and shorter wait times.

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Health Insurance for Retirees in Portugal: Essential Guide by C1 Broker

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Health Insurance for Retirees Moving to Portugal: What You Should Know Retiring in Portugal offers a relaxing lifestyle, beautiful scenery, and a high quality of life—making it a top choice for retirees. But one crucial consideration before you move is ensuring that you have comprehensive health insurance. This guide will walk you through the essentials

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Work Accident Insurance in Portugal: Essential for Employee and Employer Protection

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In Portugal, Work Accident Insurance is a legal requirement that offers crucial protections for both employees and employers. Accidents can happen in any workplace or during the commute, and this insurance ensures that employees receive necessary medical assistance and compensation for lost wages while relieving employers of unexpected financial burdens.   Why Work Accident Insurance

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How to Use Your Right to Cancel Insurance in Portugal

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The “right to cancel an insurance policy” allows the clients in Portugal to cancel a newly contracted policy without penalties, within a legally defined period. This period varies depending on the type of insurance: for life, health, or personal accident insurance with a duration of six months or more, the customer has 30 days from

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The Benefits of Consolidating Insurances: Why You Should Choose a Professional Insurance Broker in Portugal

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In the fast-paced world of insurance, it’s common for people to spread their policies across different providers, such as banks, car dealerships, or individual agents. However, this fragmentation can lead to unnecessary challenges and inefficient management of your coverages. Consolidating insurances—bringing all your policies under the care of a professional insurance broker—offers significant benefits that

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