C1 Broker®

C1 Broker Portugal

28 April 2025 Power Outage: C1 Broker Operations Unaffected Across Portugal and Spain

On Monday, 28 April 2025, a major power outage impacted large regions across Portugal, Spain, and Southern France.Starting at approximately 12:30 PM (local time), the disruption affected critical infrastructure such as public transportation, traffic control systems, telecommunications, and payment networks. Authorities have described this incident as “absolutely exceptional,” with preliminary investigations indicating a malfunction within […]

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Insurance in Portugal: The Ultimate Guide for Expats (2025 Edition)

Moving to Portugal is an exciting adventure, but understanding the country’s insurance system is essential for a smooth transition. Whether you’re relocating for work, retirement, or lifestyle reasons, securing the right insurance policies will protect your health, home, car, and finances.   As an expat, you may find Portugal’s insurance landscape complex, with different rules

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How to Calculate the Reconstruction Cost of a Property in Portugal: A Complete Guide

Choosing the ideal home insurance starts with a fundamental step: accurately calculating the reconstruction cost of the property. This value is essential to ensure that, in the event of a claim, you have sufficient coverage to rebuild your home without complications. But how can you determine this value precisely? It’s not just a matter of

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Understanding Health Insurance Copayments in Portugal: What Expats Need to Know

Understanding Health Insurance Copayments in Portugal: What Expats Need to Know Moving to a new country like Portugal brings many changes, and navigating the healthcare system is one of them. For expats in Portugal, having private health insurance is crucial for a seamless healthcare experience, offering better access to English-speaking doctors and shorter wait times.

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Health Insurance for Retirees in Portugal: Essential Guide by C1 Broker

Health Insurance for Retirees Moving to Portugal: What You Should Know Retiring in Portugal offers a relaxing lifestyle, beautiful scenery, and a high quality of life—making it a top choice for retirees. But one crucial consideration before you move is ensuring that you have comprehensive health insurance. This guide will walk you through the essentials

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Work Accident Insurance in Portugal: Essential for Employee and Employer Protection

In Portugal, Work Accident Insurance is a legal requirement that offers crucial protections for both employees and employers. Accidents can happen in any workplace or during the commute, and this insurance ensures that employees receive necessary medical assistance and compensation for lost wages while relieving employers of unexpected financial burdens.   Why Work Accident Insurance

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How to Use Your Right to Cancel Insurance in Portugal

The “right to cancel an insurance policy” allows clients in Portugal to cancel a newly contracted insurance policy without penalties, as long as it is done within 30 days of receiving the policy. This period gives clients the chance to review the contract and ensure it meets their needs and expectations. If it doesn’t, they

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The Benefits of Consolidating Insurances: Why You Should Choose a Professional Insurance Broker in Portugal

In the fast-paced world of insurance, it’s common for people to spread their policies across different providers, such as banks, car dealerships, or individual agents. However, this fragmentation can lead to unnecessary challenges and inefficient management of your coverages. Consolidating insurances—bringing all your policies under the care of a professional insurance broker—offers significant benefits that

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Life Insurance in Portugal: Why You Should Subscribe Through a Broker, Not a Bank

When it comes to securing your financial future and protecting your loved ones, life insurance is an essential tool. Whether you’re planning for retirement, buying a home, or ensuring your family is covered in case of unexpected events, having life insurance in place is a crucial part of your financial plan. In Portugal, the demand

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How Predictable Health Insurance Payments Alleviate Worries About Surprise Medical Bills for Expats in Portugal

Moving to a new country can be exciting but also challenging, especially when it comes to navigating healthcare. For expats in Portugal, securing the right health insurance is crucial for ensuring financial stability and peace of mind. One of the key benefits of health insurance is its predictability. By offering a clear structure for healthcare

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