Blog about Insurance in Portugal
Welcome to our blog about insurance in Portugal. Here you will find the most interesting posts about insurance for expats or foreign residents in Portugal.
Health Insurance in Portugal Over 60 and 70: Entry Age, Renewal and Premiums by Insurer
Moving to Portugal at 63 or 66 is the retirement plan for many people. When you look for health insurance in Portugal over 60, the question is less which plan is the best. Three other questions matter more: which insurer still accepts you at your age, how long it keeps
Best Private Health Insurance in Portugal? Cigna, Bupa, APRIL, Allianz and Multicare Compared
If you are looking for the best private health insurance in Portugal, you will sooner or later face the same question: an international plan such as Cigna Global, Bupa Global or APRIL International, or a Portuguese one such as Allianz Saúde or Multicare? The marketing of all five sounds similar.
Motorhome in Portugal: Import, Registration and Insurance
The motorhome has stood on the plot near Tavira for four months, with foreign plates, an insurance policy from home and a no-claims discount built up over eighteen years. The move is done, the autorização de residência has arrived, and the vehicle goes to the market every other Saturday. And
Earthquake Insurance in Portugal: What Your Home Policy Pays and What to Do
On 26 August 2024 at 5:11 in the morning, an earthquake in Portugal was felt in the Greater Lisbon area, in Setúbal and as far as Porto. According to the Portuguese weather and seismology institute IPMA, the quake had a magnitude of 5.3, and the centre lay about 60 kilometres
Dental Insurance in Portugal: What Dental Plans Cover and What They Don’t
A crown breaks, a molar starts aching at night, the dentist in Faro recommends an implant. That is the moment many people who have moved to Portugal ask who is going to pay for it. Back home there was often a familiar answer: the state system, an employer plan or
Holiday Home Insurance in Portugal: Vacancy, Burglary, Letting
The house in the Algarve is lived in for a few weeks in spring and again in autumn; in between, the shutters stay closed. A neighbour looks in now and then, the cleaner has a key, and in summer friends or paying guests may stay there. That is what a
Long-Term Care in Portugal for Expats: Who Pays and What Insurance Covers
Long-term care in Portugal works differently from many expats’ home countries. This guide explains RNCCI, Portuguese dependency benefits, private health-insurance limits, care-home costs and how foreign residents should plan the funding gap.
Pool Liability in Portugal: Accidents, Insurance and Holiday Rentals
Own a pool in Portugal? This guide explains liability for accidents, home-insurance cover, holiday-rental rules, the €75,000 AL minimum and the safety issues expat homeowners should check.
Solar Panel Insurance in Portugal: Cover, UPAC and Liability Explained
Solar panels in Portugal are not always automatically covered by home insurance. This guide explains UPAC rules, liability insurance, storm and electrical risks, battery and inverter cover, and what expat homeowners should check.
Storm Damage in Portugal: What Home Insurance Covers and How to Claim
Storm damage in Portugal: what home insurance covers, how to document and report a claim, the eight-day notification rule, common exclusions, underinsurance and what expat homeowners should do first.
How to use the European Health Insurance Card when travelling in Europe
Understand what the European Health Insurance Card covers, its limits and when it makes sense to add travel or international health insurance.
Business insurance in Portugal: the essential guide to cover and risk
A practical guide to business insurance in Portugal, covering key policies, common risks, exclusions, and how to build a clear protection plan.
Family protection in Portugal: the practical guide for expatriates and families
A practical guide to family protection in Portugal for expatriates and families, covering life cover, disability, critical illness and income protection.
Euribor in Portugal: what influences the rate and how to protect your budget
A clear guide to Euribor in Portugal, what drives it, how it affects mortgage payments and how to protect your budget with smart insurance choices.
Car insurance in Portugal: how to set priorities and choose cover with confidence
A practical guide to car insurance in Portugal, showing how to compare cover, excesses and exclusions to choose a policy that fits your needs.
Life Insurance in Portugal: types, when to use them, and how to choose
Discover the main types of life insurance in Portugal, when to use them, and how to compare them with clarity and confidence.
The Right to Be Forgotten Extended to Commercial and Professional Loans: What Changes with Law No. 14/2026
A victory for those who have overcome a serious illness and want to move forward with their business. The right to be forgotten now also covers commercial and professional loans.
Right to Be Forgotten in Insurance: What Changes with Decree Law 79/2026
Imagine having overcome cancer, rebuilt your life, and still being penalised every time you try to take out life insurance or buy a home. This has been the reality for thousands of Portuguese people, and also for many expats living in Portugal. But now, the situation has changed. The
Unit-Linked Insurance in Portugal: a complete guide for expatriates
A practical guide to unit-linked insurance in Portugal for expatriates, explaining how it works, its benefits, risks, and when it may fit your goals.
Reorganising Your Company’s Insurance: A Practical 5-Phase Roadmap
A practical five-phase guide to reorganising your company’s insurance in Portugal: clarify risks, remove duplication, adjust sums insured and gain peace of mind with expert support.
