Blog about Insurance in Portugal
Welcome to our blog about insurance in Portugal. Here you will find the most interesting posts about insurance for expats or foreign residents in Portugal.
Long-Term Care in Portugal for Expats: Who Pays and What Insurance Covers
Long-term care in Portugal works differently from many expats’ home countries. This guide explains RNCCI, Portuguese dependency benefits, private health-insurance limits, care-home costs and how foreign residents should plan the funding gap.
Pool Liability in Portugal: Accidents, Insurance and Holiday Rentals
Own a pool in Portugal? This guide explains liability for accidents, home-insurance cover, holiday-rental rules, the €75,000 AL minimum and the safety issues expat homeowners should check.
Solar Panel Insurance in Portugal: Cover, UPAC and Liability Explained
Solar panels in Portugal are not always automatically covered by home insurance. This guide explains UPAC rules, liability insurance, storm and electrical risks, battery and inverter cover, and what expat homeowners should check.
Storm Damage in Portugal: What Home Insurance Covers and How to Claim
Storm damage in Portugal: what home insurance covers, how to document and report a claim, the eight-day notification rule, common exclusions, underinsurance and what expat homeowners should do first.
How to use the European Health Insurance Card when travelling in Europe
Understand what the European Health Insurance Card covers, its limits and when it makes sense to add travel or international health insurance.
Business insurance in Portugal: the essential guide to cover and risk
A practical guide to business insurance in Portugal, covering key policies, common risks, exclusions, and how to build a clear protection plan.
Family protection in Portugal: the practical guide for expatriates and families
A practical guide to family protection in Portugal for expatriates and families, covering life cover, disability, critical illness and income protection.
Euribor in Portugal: what influences the rate and how to protect your budget
A clear guide to Euribor in Portugal, what drives it, how it affects mortgage payments and how to protect your budget with smart insurance choices.
Car insurance in Portugal: how to set priorities and choose cover with confidence
A practical guide to car insurance in Portugal, showing how to compare cover, excesses and exclusions to choose a policy that fits your needs.
Life Insurance in Portugal: types, when to use them, and how to choose
Discover the main types of life insurance in Portugal, when to use them, and how to compare them with clarity and confidence.
The Right to Be Forgotten Extended to Commercial and Professional Loans: What Changes with Law No. 14/2026
A victory for those who have overcome a serious illness and want to move forward with their business. The right to be forgotten now also covers commercial and professional loans.
Right to Be Forgotten in Insurance: What Changes with Decree Law 79/2026
Imagine having overcome cancer, rebuilt your life, and still being penalised every time you try to take out life insurance or buy a home. This has been the reality for thousands of Portuguese people, and also for many expats living in Portugal. But now, the situation has changed. The
Unit-Linked Insurance in Portugal: a complete guide for expatriates
A practical guide to unit-linked insurance in Portugal for expatriates, explaining how it works, its benefits, risks, and when it may fit your goals.
Reorganising Your Company’s Insurance: A Practical 5-Phase Roadmap
A practical five-phase guide to reorganising your company’s insurance in Portugal: clarify risks, remove duplication, adjust sums insured and gain peace of mind with expert support.
Divorce in Portugal: Practical Guide and Your Insurance Checklist for Expats
A clear, practical guide for expats divorcing in Portugal, with step by step insurance updates for health, home, car and life cover to keep your family protected.
Travel Cancellation Insurance in Portugal: What Expats Need to Know
Planning a holiday should be exciting. Whether you are a retiree living in the Algarve, a family exploring Europe during school holidays or a digital nomad taking a long awaited trip abroad, the last thing you want is to cancel your plans after spending significant money on flights, hotels and
How to Review and Optimise Your Business Insurance in Portugal
Many business owners only think about insurance when a policy renewal arrives or after a claim has occurred. Yet some of the biggest insurance problems faced by companies in Portugal are not caused by a lack of insurance. They happen because businesses outgrow their policies, overlook emerging risks, or continue
Money sitting in the bank? How Unit Linked products with Allianz Investment can help expats in Portugal invest through professionally managed funds, with guidance from C1 Broker.
Many expats in Portugal have money sitting in a bank account and quietly wonder whether it could be doing more. Perhaps the money came from years of saving, a property sale, an inheritance, a bonus, or simply careful monthly discipline. At first, having cash available feels reassuring. It is visible,
Should Your Mortgage Life Insurance Capital Reduce Automatically in Portugal?
When buying a property in Portugal with a mortgage, most banks will require a life insurance policy linked to the loan. For many expats, the focus is often on securing mortgage approval and finding the right property, while the details of the insurance contract receive far less attention. One of
Mortgage Insurance Portugal: What Expats Can Choose
Buying a home in Portugal should feel exciting, but for many expats the mortgage insurance stage creates unexpected confusion. The bank may ask for life insurance and home insurance before approving the loan, yet that does not always mean you must simply accept the first policy offered by the bank.
