If you are an expat living in Portugal or planning to travel by car across Europe, you may have heard about the Green Card, also known as Carta Verde or International Motor Insurance Certificate (IMIC). But what exactly is this document, and when do you need it?
At C1 Broker Portugal, we specialize in helping expats and international residents find the right insurance solutions. In this article, we’ll explain what the Green Card is, when it’s required, and how to easily obtain one to drive legally and safely across borders.
What is the Green Card (Carta Verde)?
The Green Card is an internationally recognised insurance certificate that proves your vehicle has valid third-party liability insurance when traveling outside of Portugal.
Established under the United Nations system in 1949, the Green Card ensures that vehicles traveling between different countries meet minimum insurance requirements, protecting both the driver and third parties in case of an accident.
Although traditionally printed on green paper — hence the name — since July 2020, it can also be printed in black and white, and many countries now accept digital versions.
How Does the Green Card Work?
The Green Card plays a key role in international travel by:
✔ Facilitating cross-border driving: It allows you to drive into other countries without purchasing separate insurance at each border.
✔ Protecting accident victims: If an accident happens, it ensures that victims are compensated under the local law of the country where the accident occurs.
✔ Proving insurance validity: Police or border authorities may request the Green Card as proof that you have the required insurance to drive in their country.
Which Countries Recognise the Green Card?
The Green Card system currently includes more than 50 countries across Europe, the Middle East, and North Africa, such as:
- All European Union (EU) and European Economic Area (EEA) countries
- Switzerland, United Kingdom, Norway, Iceland, and others
- Some non-European countries like Morocco, Tunisia, and Turkey
👉 Note: Some countries may require a Green Card even if you are driving a Portuguese-registered vehicle, so it’s essential to check before traveling.
Recent Changes to the Green Card System
There have been important updates to make the Green Card more convenient for drivers:
- Black-and-white printing is now accepted (no longer mandatory to print on green paper).
- Digital Green Cards (PDF) are now accepted in many countries — though having a printed copy is always recommended.
- As of January 2025, all Green Card member countries are expected to accept digital formats officially.
These changes make it easier for drivers to carry their insurance certificates when traveling abroad.
Do You Need a Green Card to Drive in Portugal?
If your vehicle is registered in Portugal, you generally do not need a Green Card when driving within the EU or EEA, as your Portuguese insurance already provides automatic third-party liability coverage in those areas.
However, you will need a Green Card if:
- You are driving to non-EU countries that require it (e.g., Morocco, Turkey, Albania).
- You are importing a foreign-registered vehicle and need proof of insurance.
- Your car rental company requests it if you’re renting a vehicle in Portugal to travel abroad.
How to Get a Green Card in Portugal?
Getting a Green Card is straightforward. Here’s how you can obtain one:
1️⃣ Contact your insurer – Ask if your car insurance covers travel to the countries you plan to visit.
2️⃣ Request the Green Card – Most insurers in Portugal will issue it at no additional cost, although some may charge a small admin fee.
3️⃣ Choose the format – You can usually receive a PDF version by email or request a printed copy.
4️⃣ Check the validity period – Make sure it is valid for the duration of your trip.
At C1 Broker, we help our clients obtain Green Cards quickly and easily, ensuring that you’re ready for your journey.
Tips for Traveling with a Green Card from Portugal
Before hitting the road, keep these important tips in mind:
✅ Always carry a copy of the Green Card (printed or digital) in case authorities ask for proof.
✅ Check that your insurance covers all destinations on your trip — and verify if you need additional coverage.
✅ Respect local traffic rules and requirements (e.g., safety vests, triangles, first-aid kits).
✅ In case of an accident, report the incident to your insurer immediately and follow local procedures.
Stay Protected with the Right Insurance
Whether you are an expat in Portugal, a frequent traveler, or just planning a road trip across Europe, understanding the Green Card system is crucial for ensuring your car insurance is valid abroad.
At C1 Broker Portugal, we specialize in car insurance solutions for expats, offering expert advice and tailored policies to meet your needs. If you’re unsure whether you need a Green Card or want to make sure you’re properly insured before traveling, contact our friendly team today!
